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Banking Tariffs 2016

Effective April 2016

Individual Account Charges

Monthly Maintenance Charge FREE
   
Cashier Services  
Cash Paid In at counter FREE
Cash Withdrawal at counter FREE
Foreign Currency Withdrawals FREE
Foreign Currency Deposits FREE
Cross Currnency Conversions  FREE
   
Cheques   
Cheque Book £10.00
Paying In Book  FREE
Stop Cheque £10.00
Returned Cheque Unpaid GBP £35.00
Returned Cheque Unpaid USD $50.00
Issue of Bankers Draft GBP £10.00
Issue of Bankers Draft USD £15.00
Copy of Paid Cheque  £5.00
   
Statements   
Monthly Statements FREE
Duplicate Statements 1st page £5.00
Duplicate Statements - subsequent pages £2.50
   
Debit card and Cashpoint® card charges  
Debit Card ATM Withdrawal UK £1.00
Debit Card ATM Withdrawal Abroad £1.50
Debit Card Foreign Transaction 3.50%
Debit Card Lost / Stolen £10.00
   
Standing Orders  
Standing Order To UK Sterling Payment any amount £10.00
Standing Order To Other Countries (All currencies) £20.00
Standing Order Unpaid £30.00
Standing Order Suspension/Amendments £30.00
   
E-Banking  
E-Banking Service/Registration/Help Line FREE
To UK Sterling payments any amount  £15.00
To Other Countries (All currencies) any amount £25.00
   
Manual Payments  
International Credits to GHIB Account Holders FREE
Internal Tranfser to Sort Code 609263 FREE
Payments any amount   ( Untested Fax/Scanned Email) £30.00
Payments - (Tested Fax or Original Signed Letter)  
To UK Sterling payments any amount  £15.00
To Other Countries (All currencies) any amount £25.00
   
Payments Queries/Returns   
Returned Payment(s) £20.00
Payment Amendment/Cancellation £25.00
Payment Queries £10.00
Payment Queries Older than One Month £50.00
Payment Queries Older than Six Months £50.00
   
Other Services  
Facsimile - Charge per fax sent £2.00
Bank Reference / Status Enquiry  £10.00
Photocopy cost per item £1.00
Account Queries Older than Six Months £50.00
Return of Direct Debit £35.00
Account Closure £10.00

 

Company Account Charges

Monthly Maintenance Charge £15.00
   
Cashier Services  
Cash Paid In at counter 80p per £100 
Cash out at branch 50p per £100 
Foreign Currency Withdrawals 0.5% of Amt Paid Out
Foreign Currency Deposits 0.8% of Amt Paid In
Cross Currnency Conversions  FREE
Foreign Currency Delivery Fee (Mint Notes)  60p per hundred 
   
Cheques   
Cheque Book £15.00
Paying In Book  FREE
Stop Cheque £10.00
Returned Cheque Unpaid GBP £35.00
Returned Cheque Unpaid USD $50.00
Issue of Bankers Draft GBP £10.00
Issue of Bankers Draft USD £15.00
Copy of Paid Cheque  £5.00
   
Cheque Handling  
Cheques and other debits £1 per payment
Cheques paid in at branch 50p per item
   
Inward Payments  
Automated Credits 50p per transaction
Manual Credits 90p per receipt
   
Statements   
Monthly Statements FREE
Duplicate Statements 1st page £5.00
Duplicate Statements - subsequent pages £2.50
   
Courier Charges  
   
Courier Charges UK £50.00
Courier Charges Abroad £70.00
   
Standing Orders  
Standing Order To UK Sterling Payment any amount £10.00
Standing Order To Other Countries (All currencies) £20.00
Standing Order Unpaid £30.00
Standing Order Suspension/Amendments £30.00
   
E-Banking  
E-Banking Service/Registration/Help Line FREE
To UK Sterling payments any amount  £15.00
To Other Countries (All currencies) any amount £25.00
   
Manual Payments  
Internal Tranfser to Sort Code 609263 FREE
Payments any amount   ( Untested Fax/Scanned Email) £40.00
Payments - (Tested Fax or Original Signed Letter)  
To UK Sterling payments any amount  £25.00
To Other Countries (All currencies) any amount £35.00
To Ghana received by Faster Payments £25.00
To Ghana received from Other Banks up to £200.00 or equivalent £10.00
To Ghana received from Other Banks above £200.00 or equivalent £25.00
To Other Countries (All currencies) £35.00
   
Payments Queries/Returns   
Returned Payment(s) £20.00
Payment Amendment/Cancellation £25.00
Payment Queries £25.00
Payment Queries Older than One Month £50.00
   
Other Services  
Facsimile - Charge per fax sent £2.00
External Credit Reference Reports - their chg plus £75.00
Photocopy cost per item £1.00
Account Queries Older than Six Months £50.00
Return of Direct Debit £35.00
Audit reports £50.00
Bank Reference £10.00
Account Closure £10.00

 

ITF Charges

Letters Of Credit - Guarantees  
   
L/C Opening / Issuing  0.25% per qtr Secured 
  (1%P.A.), 0.50% per qtr Clean (2%P.A.), Min £100.00
   
Confirmation  0.25% per qtr Secured 
  (1%P.A.), 0.50% per qtr Clean (2%P.A.), Min £100.00
   
Advising Commission  Flat £100.00
   
Negotiation Commission  0.15% per drawing Min £100.00
   
Usance Charges  0.25% per qtr Secured (1%P.A.), 
  0.50% per qtr Clean (2%P.A.), Min £100.00
   
   
Acceptance/Deferred Charges  0.25% per qtr Secured (1%P.A.)
  0.50% per qtr Clean (2%P.A.), Min £100.00
   
Amendment 

£50+Confirmation extended period or increase in amount

Discrepant Documents  £75.00 plus any associated Charges
   
Expiry and Cancellation of Unutilised LC 100 and any other outstanding Charges 
   
Passing Forward Another Banks LC  £100.00
   
Passing Forward Another Banks Amendment  £50.00
   
   
Transfer of LC  0.25% of credit value per quarter or
   part thereof Min £250
   
Assignment of LC  0.25% Min £250.00
Standby Credits, Indemnities and Guarantees  Same as LC Pricing 
Payment of Reimbursement Claims  £250
   
Discounting of accepted/avalised drafts/Bills of Exchange - Subject to negotiation and approval
   
COLLECTIONS  
   
Documentary collections  £200.00
Tracers  £25 for third and subsequent tracers
Returned Documentary Collections Unpaid  £50 plus courier Charges
Documentary Collections Amendment  £100
Financial Collections Drawn on an Overseas Bank  0.05% Min £10 Max £100
Financial Collections Drawn on a Uk Bank  0.05% Min £10 Max £100
Returned Financial Collections  £35.00
Financial Collections Sent Directly to Paying Bank   0.05% Min £10 Max £100 plus courier Charges ?
   
   
Please note that the above Charges are indicative pricing only
For further negotiation please contact our officers in our ITF Deprtament who will be happy to help