Current Accounts

Day-to-day financial convenience
Meet the Swiss Army Knife of banking. A GHIB current account equips you with every feature you could ever imagine needing to make managing your day to day finances easy.

For the ultimate in convenience, team it up with a GHIB Debit MasterCard to pay or make withdrawals from your GHIB current account wherever you see the MasterCard symbol.

· Chequebook, plus the option to apply for the GHIB Debit MasterCard
· 24/7 internet banking so you can manage your money when it suits you
· Convenient hands-free options including salary credits, standing orders and direct debits
· Available as a joint account

Travelling or doing business abroad?
Your GHIB current account gives you multi-currency flexibility to make transactions in any amount in GBP, USD or Euros. 

Thinking longer term?
For money you know you definitely won’t need for a week, a month, a year or more a GHIB savings account or fixed deposit can help your money grow. 

TIP: it’s easy using Internet or phone banking to transfer money from your current account to a GHIB savings account where it earns interest, then transfer it back again when you need it.

How to apply
Download the PDF of the application with Adobe Acrobat. Fill it in and send it to Ghana International Bank plc, 67 Cheapside
1st Floor, City of London, EC2V 6AZ, UK.

Download Current Account Application Form

Deposits and withdrawals
You can transfer funds from accounts at GHIB or other banks using GHIB Internet Banking.

Your wages, salary, pension, business receipts or any other income can be direct credited into your GHIB current account.

If your local bank has internet banking, you can make deposits there, then go online to transfer them to GHIB.

You can make cash withdrawals over the counter at our office, or use our Internet Banking to transfer funds from your GHIB current account to your local bank or direct to someone you need to pay.

For even more convenience, consider applying for the GHIB Debit MasterCard.

It lets you withdraw cash from your current account and check your balances at any ATM with the MasterCard symbol. It also lets you pay for goods and services at the millions of locations in the UK, Ghana and worldwide where MasterCard is accepted. You can even use it for purchases and payments over the phone or on the internet.

Keeping track
You receive full statements each quarter or, for a fee, on request.

You can check your balances 24/7 online with our Internet Banking or by requesting a mini-statement at any of the millions of ATMs in the UK or around the world where you see the MasterCard symbol.

You can also call us for an update between 9am and 5pm weekdays on +44 (0)20 7653 0350.

Competitive fees
What does it cost me to run a current account at GHIB? Click here to see our Rates and Charges.

There is no monthly costs to hold an account with us.

More information
Phone our Retail Banking Helpdesk on 0845 605 6004.
Click here to Email us
Visit us between 9.30am and 3pm at 67 Cheapside 1st Floor, City of London, EC2V 6AZ.