Trade Finance

Trusted trade Finance Needs

What we offer

Our extensive range of trade finance services ensure international importers and exporters have the support and security they need to connect and trade

As a trusted intermediary, we stand between your customers or suppliers and take on the risks they may perceive in doing business with you – acting both to facilitate transactions, enhance your reputation and cut costs.

Trade Finance Services

Letters of Credit We offer a range of letters of credit services designed to meet your specific needs Bonds and Guarantees We can support your contractual requirements through the issuance of tailored bonds and guarantees Other Trade Solutions Where applicable, we can facilitate clients’ trade requirements through the provision of Documentary collections, structured trade facilities, Trade loans and back-to-back LCs

Why choose us

As the sole Ghanaian bank outside of Ghana, we are uniquely placed to support our clients’ trading interests and activities between Ghana and the rest of the world.

GHIB is an expert in Africa-focused international trade finance. Over the past 60 years, we’ve developed unrivalled financing expertise and an extensive range of connections with importers, exporters and financial institutions across Africa and the world.

And because you deal regularly with the same people, we get to know you and your business intimately, ensuring we can offer a superior service to help you grow your business.

Trade Finance FAQs

Once the letter of credit is opened the issuance fee cannot be refunded. We recommend that you assure yourself of the suppliers’ ability to perform before opening any banking instruments to them.

For any type of goods subject to the goods meeting our ethical criteria and also subject to any external regulatory or sovereign restrictions

The Uniform Customs and Practice for Documentary Credits (UCP) is a set of recognized and internationally accepted rules for documentary credits published by the International Chamber of Commerce (ICC) in Paris, France. These rules are used in the international trade community for determining the roles and responsibilities of all parties involved in Letters of Credit, including Standby Letters of Credit, where the Letter of Credit expressly stipulates that it is subject to the UCP. Document examination is conducted within the scope of these Rules.